Senior Living August 4, 2022

Exploring Medicare

Medicare and Medicaid have been a mystery to many. Until we begin to reach the age where it matters to us or our family members, most of us don’t take the time to research and explore the program and it’s options. Recently, I was contacted by a representative from RetireGuide. When I explored RetireGuide, I found a lot of useful information about retirement planning and Medicare. This sparked my interest.  For those curious about Medicare, this blog post was created.  I have also included a link to information on Medicaid which will also apply to many. I’d like to start with a little bit of history. The History of Medicare– The Medicare program was signed into law in 1965. President Lyndon B. Johnson signed into law the bill that led to Medicare and Medicaid. The original Medicare program included the Part A (Hospital insurance) and Part B (Health insurance). This was the original Medicare. Over the years Congress has many changes made to Medicare including who is eligible, expanding benefits, and adding the prescription coverage benefit known as Part D. In addition, The Children’s Health Insurance Program (CHIP) was created in 1997 to give health insurance and preventive care to nearly 11 million, or 1 in 7, uninsured American children and the 2010 Affordable Care Act (ACA) brought the Health Insurance Marketplace, a single place where consumers can apply for and enroll in private health insurance plans.  If you are interested in a brief video describing the system please see the video below provided by CMS– The Centers for Medicare & Medicaid Services.
For more information on Medicaid, please see Medicaid
My goal is to educate my readers. I am always on the lookout for interesting information that will make us better informed and prepared for the future. I hope you found this information useful.

Please feel free to contact me to discuss your real estate needs.

I am a Licensed Realtor in both Ohio and Kentucky. I work with buyers and sellers of all ages. In addition, I have earned the Designation of Seniors Real Estate Specialist and have a Masters Degree in Social Work.

I have not verified any of the information contained in those documents or websites that were prepared by other people.
Photo by Rodnae Productions


Senior Living January 13, 2022

What Type of Home Matches Your Vision of Retirement

As a Seniors Real Estate Specialist designee, I help people develop a real estate plan. More and more adults now care for their parents or loved ones while supporting children of their own. Many decisions need to be made around housing options. I am here to discuss the many possibilities and help families with housing transitions. There are many resources available that can help make the process go smoothly. Always feel free to reach out to me. I am here to help. The article below posted by SRES provides useful information as you begin to prepare.

What Type of Home Matches Your Vision of Retirement?

Often, retirement is a time for significant life transitions. For example, does your current home match your future dreams? Many people use this time to upsize, downsize, or move to a new destination.
A real estate professional who has earned the SRES® designation, like myself, can be a valuable partner on your journey. They understand clients’ unique perspectives over the age of 50 and can help you find the right fit, depending on your priorities.

Which category best describes your interests?

1. Focus on Family

If family plays an extensive role in your life, you’ll probably need space to accommodate them. That might mean an extra bedroom or a play area for weekly grandchild visits. Or a multi-generational floor plan that carves out a living suite for an adult child’s family—or yourself.

2. Travel and Taking it Easy

Perhaps home is where relaxation is the name of the game, and it’s easy
to travel because the property “takes care of itself.” In this case, look for a home that minimizes maintenance and landscaping chores, perhaps focusing on townhomes or condos with homeowners’ associations.

3. Social Butterfly

If you thrive on social interactions, an age-restricted community may be an excellent fit. Often, they offer a full schedule of activities and events where residents can easily make new acquaintances and build

4. Staying Put Moving is hard work!

If you want to minimize moves, focus on finding a “forever” home that will continue serving your needs if your health and mobility falter. Many buyers age 50+prioritize one-floor living and aging in place amenities.

5. Eating and Entertaining

Maybe you love cooking or hosting gatherings. In this case, prioritize a home with adequate entertaining
space indoors and outside. And if you view retirement as a time to let your culinary skills shine, make sure your next home also includes the kitchen of your dreams.

6. Still Working

If you aren’t ready to relax into full retirement or need to continue working for financial reasons, make sure your next home can accommodate remote work (a dedicated office, quiet location, etc.) or is near appealing, in-person job opportunities.

7. Happy Hobbyist
Will retirement provide more time to devote to a favorite hobby—or to tackle new skills? Make sure your
home includes space for your pursuits, such as a woodworking shop, a painting studio, or a crafts room.
Outdoor enthusiasts may need room to store large equipment, like a fishing boat.

This information is provided by
Discuss these and other housing preferences with me, your SRES® designee.

I can help you make the
most successful transition to your next home!

Photo by cottonbro from Pexels

I have not verified any of the information contained in those documents that were prepared by other people.
Senior Living November 23, 2021

Senior Services in Greater Cincinnati

Start with yourself and your location and how you notice that many people need the resources to get support when they are aging.


List of services and links to websites.

Clermont Senior Services

2085 James E. Sauls Sr. Dr,
Batavia, OH 45103,
United States

Main Number         513-724-1255

Intake Line-             513-536-4033

Transportation-      513-536-4115

Call to set up a case manager evaluation

 Clermont Senior Services provide:

  • Transportation to Doctor appointments
  • Personal Care 1-3 times per week for 1 hour (includes help with bathing) You can ask for skilled services.
  • Homemaking services 2 hours every other week
  • Home delivered meals- 5 frozen 1 time a week that you can heat in oven or microwave
  • Adult day services 1-3 times per week for 6 hours
  • Respite for errands or breaks 4 hours per week


  • Sliding scale based on monthly income
  • Suggested amounts-
  • $4 per round trip of transportation
  • $7.50 an hour for personal care

Clermont Senior Services Adult Day Care

Adult Day Care Services are housed at the Lois Brown Dale Welcome Center, located next to the agency’s administrative offices.

 The center provides a safe, comfortable, and

nurturing environment for older adults with physical and cognitive impairments.

The majority of the adults who attend the center each day have Alzheimer’s disease or other dementia-related disorders.

Others have physical limitations from the effects of a stroke, Parkinson’s disease, or other chronic disabilities. LBD Welcome Center staff provides activities for the participants that are mentally and physically engaging and fun.

The LBD Welcome Center supports the responsibility of family caregivers, offering relief from the stress of providing care around the clock seven days per week. Without the LBD Welcome Center, many caregivers would be overwhelmed and faced with the difficult choice of placing their loved ones in a nursing home.

 Transportation to the center, as well as caregiver support, are also available.

Click here for more information

I have not verified any of the information contained in those documents that were prepared by other people.